NEW YORK - s4story -- INSURERS: RELIED ON FACE VALUE OF CERTIFICATIONS "IT FAILED 2018 TO PRESENT'

In 2018, ANSI-ANAB accepted the role of "underwriter" on DOS Contract 19AQMM18R0131 — a role I, Daryl Guberman illustrated no accreditation body can legally hold under ISO/IEC 17011 Conformity assessment — Requirements for accreditation bodies accrediting conformity assessment bodies. The standard actively eliminates any ambiguity regarding an AB taking on commercial liability or underwriting risks through these exact sections:. Only one or two people at the top of ANSI-ANAB gave DOS the term UNDERWRITER to be used on the contract. Nobody told the MRA-MLA international equivalent accreditation bodies, Nobody told the registrars. Nobody told the auditors who work for the registrars, which means any corrective action given to a companies quality system is invalid, Nobody told the OEM's (original equipment manufacturers) or the suppliers, Nobody told the investors, insurers, logistics in medical, automotive, aerospace, etc. worldwide. So from September 4, 2018 to today, insurers underwrote commercial liability across every industry on certifications that were never valid — and judges are now sending these cases to juries, where punitive damages run 5 to 50 times compensatory damages.

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On March 19, 2026, I delivered the same evidence to BlackRock, State Street, Fidelity, and Vanguard. Three weeks later, on April 15, 2026 at 6:20 AM, State Street sent a human‑generated acknowledgment confirming that "a case has been opened for me" Vanguard, a paying ANSI board member, now faces investor scrutiny for financially supporting an accreditation body that allowed a structural failure to poison certifications across global supply chains for over 8 years. The system is still producing materials worldwide in fraudulent environments.

INSURERS TOOK CERTIFICATION AT FACE VALUE !! https://youtu.be/z2pOrqgWZKg



Over the past week, I notified more than 30 major insurance carriers, reinsurers, and risk divisions CEO'S directly. Judges are already escalating related cases to juries, where punitive damages routinely exceed compensatory awards by factors of five to fifty. The underwriter failure of 2018 is no longer a hidden defect—it is a systemic liability event now documented, published, and circulating across Google News.

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