BROKEN ARROW, Okla. - s4story -- Drivers ages 18–20 pay an average of $115 per month for liability coverage in Broken Arrow, compared with $50 per month for drivers ages 50–64, according to a new 2026 analysis by CheapestAutoInsurance.com.

The steepest changes appear early. Average liability falls to $71 per month for ages 21–24 and $60 for ages 25–29. Full coverage follows a similar pattern, dropping from $187 per month for ages 18–20 to $92 for ages 25–29.

After age 30, the numbers change much less. Liability stays between $50 and $56 per month through age 64, while full coverage remains between $83 and $88.

The analysis also puts the common idea that car insurance suddenly drops at age 25 into perspective. In the Broken Arrow data, the largest decline occurs earlier, between the 18–20 and 21–24 age groups.

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CheapestAutoInsurance.com analyzed 2026 Broken Arrow car insurance rate data across 12 age groups, ranging from ages 18–20 through 70–75. Individual rates may vary based on the driver, vehicle, coverage selections and other rating factors.

The full report includes average liability and full coverage rates for every age group analyzed, along with monthly and annual comparisons.

Read the full analysis:
https://www.cheapestautoinsurance.com/articles/2026-broken-arrow-car-insurance-rates-by-age

About CheapestAutoInsurance.com

CheapestAutoInsurance.com provides auto insurance information, rate comparisons and coverage resources for Oklahoma drivers.

https://www.cheapestautoinsurance.com/