CLERMONT, Fla. - s4story -- As our nation prepares to light up the sky in celebration of Independence Day, Educational Services & Consulting (ESC) is encouraging homeowners to take a proactive look at their homeowners insurance policies and brush up on fireworks safety tips to avoid costly mistakes and potential liability.  In their newest online article, ESC outlines critical safety measures and insurance coverage considerations in time for the July 4th holiday.

"Fireworks are a beloved part of summer, but they also pose real risks, especially when used near homes or dry grassy areas," said Natalie Zimmerman, Co-Owner and Chief Strategy Officer at ESC. "We created this guide to help homeowners celebrate safely, and encourage them to understand their insurance coverage."

In 2024, the Consumer Product Safety Commission estimates about 14,700 injuries and eleven deaths were related to fireworks incidents. Many of these incidents occurred at private residences, often resulting in damage to homes and medical emergencies. ESC's article helps homeowners understand what typical insurance policies cover, including fire damage, liability, and medical costs, while emphasizing the importance of following local fireworks laws and ordinances.

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"Just because fireworks are available for sale doesn't mean they're legal in your area," Zimmerman said. "Using illegal fireworks or setting them off in a reckless manner could void your insurance claim entirely. That's why understanding both your coverage and your local regulations is essential."

The article also includes practical safety tips, such as creating a designated launch zone, keeping extinguishers and buckets of water on hand, and supervising children.

Key takeaways from the article include:

• How firework accidents may impact your insurance coverage
• Common exclusions based on legality and negligence
• The importance of liability protection
• A link to a fireworks law directory to verify local laws
• Smart safety steps every homeowner should take before lighting a fuse

The full article is available now at: https://escconnected.com/home-insurance-fireworks-claim/

As a leader in insurance education and training, ESC is dedicated to supporting professionals and communities alike in staying informed. ESC's 6-20 Accredited Claims Adjuster (ACA) designation equips individuals with the knowledge and tools to navigate a variety of property claims.

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About ESC
ESC provides accessible and industry-recognized training for adjusters, customer service representatives, and claims professionals. Their 6-20 Accredited Claims Adjuster (ACA) designation allows graduates to apply for their all-lines adjuster license in Florida, qualifying them to handle claims for home, auto, and property damage—particularly critical during storm and fire seasons.

To learn more about earning your 6-20 ACA designation, visit https://escconnected.com/, read their online FAQ's or call their Clermont, FL office at 1-800-309-2549.