LOS ANGELES, July 2, 2025 ~ As Independence Day approaches, families across the country are gearing up for backyard barbecues, fireworks displays, and other traditional celebrations. However, with these festivities comes a responsibility to ensure safety. According to a recent press release from Mercury Insurance, July 4th is one of the leading days for home fires and injury-related emergency room visits.

In light of this information, Mercury Insurance is urging families to take a proactive approach to safety this summer by following expert-recommended tips. These tips aim to reduce fire risks, prevent injuries, and protect homes and loved ones.

"July 4th should be filled with joy," said Bonnie Lee, Vice President of Homeowners Claims at Mercury Insurance. "The truth is that most holiday-related incidents are entirely preventable with a bit of planning and awareness. These tips are about helping people stay safe while still having a great time."

To help families prepare for their July 4th celebrations, Mercury Insurance has provided a comprehensive safety checklist. The first tip on the list is to grill responsibly. This includes setting up the grill in an open area at least 10 feet away from any structures or overhanging branches. It is also important to never leave the grill unattended and to clean grease buildup before use.

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When it comes to fireworks, Mercury Insurance stresses the importance of legality and location. While they recommend attending professionally run events instead of using home fireworks, they understand that some families may choose to celebrate at home with legal fireworks. In this case, it is crucial to designate a clear launch area away from homes, dry grass, vehicles, or people. It is also important to never point or throw fireworks at others and always have a bucket of water or hose nearby in case of flare-ups.

Mercury Insurance also reminds families that sparklers may seem harmless but can cause serious injuries due to their high temperatures. They suggest supervising all child activity and considering safer alternatives like glow sticks. Additionally, loud noises and bright flashes from fireworks can be distressing for pets. It is recommended to keep them indoors in a quiet, secure space to reduce stress and the risk of escape.

In order to create a safer environment for celebrations, Mercury Insurance advises water dry grass or brush in the yard and remove flammable objects like outdoor cushions, umbrellas, and decorations from the celebration zone. They also recommend checking that your homeowners policy includes liability coverage in case of injury or property damage if you are hosting guests.

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Lastly, it is important to know your emergency resources. Mercury Insurance suggests storing the non-emergency number for your local fire department in your phone and calling 911 immediately in case of a fire or injury.

"Understanding the risks and how to mitigate them is key," added Lee. "We want families to celebrate with confidence, knowing they've taken smart steps to protect themselves, their guests, and their neighborhood."

With these expert-recommended tips from Mercury Insurance, families can enjoy a safe and enjoyable Independence Day celebration. By taking proactive measures and being aware of potential risks, everyone can have a fun-filled holiday without any accidents or injuries.

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